Terms of Use

The talkingpa.com website at http://www.talkingpa.com, together with all related discussion forums, directories and databases. The talkingpa.com privacy policy explains how we use the information we collect about you. Your use of the website constitutes your agreement to these terms and conditions as well as any other specific terms and conditions contained on the website relating to particular pages, including these “Terms of Use”. If you do not agree to these Terms of Use, please refrain from using the site.

Membership and personal use limitation

Access to The Talking PA Network is available only to registrants of this website. For further information about such schemes please send an e-mail to

Content

Talkingpa.com makes no representations about the suitability of the content, material or information contained in the pages, documents, downloads and graphics published on the website ("Content") for any purpose. All Content is provided on an “as is” basis without warranty of any kind. Talkingpa.com hereby disclaims all warranties and conditions with regard to the Content, including all implied warranties and conditions of satisfactory quality, fitness for a particular purpose, title and non-infringement and any other conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

While we attempt to ensure that the Content is accurate, we cannot guarantee that it will always be fault-free or up-to-date. The Content could include technical inaccuracies, typographical errors or out-of-date material. We endeavour to correct errors and omissions as quickly as practicable. We do not accept liability for any such errors and omissions, or any out-of-date material. Commentary and other materials posted on the website is not intended to amount to advice on which reliance should be placed and we therefore disclaim all liability and responsibility arising from any such reliance.

Further, talkingpa.com does not warrant that you will have uninterrupted use of the website or that the website will be free from viruses, corrupted data, trojans, logic bombs, worms, defects or other code that manifests contaminating or destructive properties, or that your use of the website will not damage your computer.

Changes are regularly made to the Content. talkingpa.com may make improvements and/or changes to the Services and/or the Content at any time without notice.

Your warranty to us and your use of our website

You will not use the website for any purpose that is prohibited by the Terms of Use. You warrant that all images, logos or other materials you upload or provide for use on the website does not infringe any third party copyright, trademarks, any other intellectual property rights or any applicable law and that you are entitled to upload or provide them for display on the website. You warrant that your use of the website will be for lawful purposes only and you will indemnify us and our affiliates, licensors, service providers, content providers, and their and our directors, officers, employees and agents against all claims, losses, liabilities, costs, damages and expenses incurred by us or them due to any breach by you of these Website Terms or your use of the website. For the purposes of this section, references to “your use” of the website shall be deemed to include any use by a third party where such third party accesses the website using your computer.

You must not improperly or without authorization use, modify, or hack into the website, or attempt to interfere with or decipher any transmissions to or from the server running the website. You must not knowingly introduce viruses, corrupted data, trojans, worms, logic bombs or other material that is malicious or technologically harmful. We will report any such breach to the relevant law enforcement authorities and will as part of our co-operation with those authorities provide them with any identifying information that we may have that relates to you.

All links to the website must be approved in writing by talkingpa.com prior to the creation of the link, except that talkingpa.com consents to links in which: (i) the link is a text-only link containing only the URL “http://www.talkingpa.com”; (ii) the link “points” the user directly to the home page only and not to pages accessible from the home page; (iii) the link, when activated by a user, displays this page full-screen in a fully operable and navigable browser window and not within a “frame” on the linked site; and (iv) the appearance, position, and other aspects of the link do not create the false appearance that an entity or its activities or products are associated with or sponsored by talkingpa.com nor damage or dilute the goodwill associated with the name and trade marks of talkingpa.com or its affiliates. talkingpa.com reserves the right to revoke this consent to link at any time at its sole discretion.

Limitation of liability

For the avoidance of doubt, we do not limit our liability for death or personal injury to the extent only that it arises as a result of our negligence or the negligence of our affiliates, directors, employees or other representatives, nor do we limit any other liability that cannot be excluded or limited under applicable law.

In no event will talkingpa.com be liable for any direct, special, indirect or consequential damages or any damages whatsoever (including those resulting from loss of use, data, goodwill, income, revenue, business, contracts, anticipated savings or profits), whether in an action for breach of contract, negligence or other tortious action, arising out of or in connection with the use of Content available from the website, the performance of software, or the provision of or failure to provide Services, even if foreseeable or we are expressly advised of the possibility of such damages.

We have the right without liability to change descriptions and specifications in relation to the Services.

You are responsible for making all arrangements necessary for you to have access to the website, and for ensuring that all persons who can access the website through your internet connection are aware of the Terms of Use, and comply with them.

Third party links

The website contains links to a third party website, including but not limited to members of the talkingpa.com network.

In the event that any of these Website Terms conflicts with the terms of use or other terms and guidelines contained within a third party website, then these Website Terms will prevail.

Talkingpa.com makes no representations whatsoever about any third party website which you may access through the website. When you access a third party website, you agree that it is independent from talkingpa.com, and that talkingpa.com has no control over any content on that website. In addition, a link to a third party website does not mean that talkingpa.com endorses or accepts any responsibility for the content, or the use, of such website. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojans and other items of a destructive nature.

In no event will talkingpa.com be liable to any party in respect of any direct, indirect, special or other consequential loss or damage for any use of third party website, or any other hypertextlinked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if we are expressly advised of the possibility of such damages.

You agree to click on the links to and familiarize yourself with the terms of use and other terms and guidelines found throughout the website, third party websites and abide by them if you choose to use the sites, pages or services to which they apply.

Access restriction

We reserve the right to deny in our sole discretion any user access to the website or any portion thereof without notice.

Modification of these Website Terms

We reserve the right to change these Website Terms at any time without cause. Such changes will become effective as soon as they are posted on the website and by continuing to use the website following such changes you will be deemed to have accepted such changes.

Intellectual property and copyright

All intellectual property rights (including copyright) in the website, its Content, the selection and arrangement thereof, and all software compilations, underlying source code, software and all other material on the website is reserved to, and owned by or licensed to, talkingpa.com, or is otherwise used by talkingpa.com as permitted by the copyright owner, or by any applicable law.

Other than as set out in the paragraph below, in accessing the website you agree that you may only download and store one copy of the Content for your own personal, non-commercial use. Other than as set out in paragraph below or as necessary to access the website, you are not permitted to copy, broadcast, sell, lease, download, store (in any medium), transmit, distribute, show or play in public, reverse engineer, perform, reproduce, publish, license, create derivative works from, modify, adapt or change in any way any Content (whether in digital or printed form) for any other purpose whatsoever without the express written authorisation of talkingpa.com.

If you submit any material or comments to the website or by email to talkingpa.com, the following conditions apply:

a) By posting a submission, you grant talkingpa.com a perpetual, non-exclusive, worldwide, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and make available to the public that Submission without restriction, including for the purposes of the Services, for internal purposes and for commercial purposes. You acknowledge that talkingpa.com may at its discretion contact you using your registration details to discuss any Submissions with you further.

b) You should not upload any material or ideas that you wish to keep confidential. All Submissions are non-confidential. Any other information that you otherwise provide to talkingpa.com will be treated as non-confidential unless received by talkingpa.com in accordance with a formal written confidentiality agreement between talkingpa.com and you. Please contact talkingpa.com by email at if you wish to discuss any such material or ideas.

c) You waive any “moral rights” that you may hold in respect of your Submissions.

General

The Content is only for information purposes. By permitting the use of the website, we do not hold ourselves out as providing any legal, financial or other advice. We do not make any recommendation or endorsement as to any investment, advisor, any member of the talkingpa.com Community or their services or products, or to any material submitted by any member of the talkingpa.com Community or third parties or linked to the website.

If you are concerned about any of the material that appears on the website, or otherwise have any queries or comments, please contact talkingpa.com at .

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